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Global Accident and Health Insurance & Reinsurance Specialists
Tailored accident and health coverage for your peace of mind.
Tailored accident and health coverage for your peace of mind.
At A&H Intermediaries Ltd, we believe in providing personalized services to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions and partners to meet them.
Welcome to A&H Intermediaries Ltd, your trusted partner and facilitator for all your Accident & Health insurance needs.
A&H Intermediaries are brokers that serve as transactional facilitators, connecting clients with Insurers and Reinsurers to efficiently manage the transfer of risk process.
At A&H Intermediaries Ltd, our mission is to provide comprehensive accident and health insurance solutions that cater to your unique needs. We believe in protecting what matters most to you and ensuring peace of mind for you and your loved ones.
A&H Intermediaries Ltd, are very well versed in both the wholesale and retail Insurance Brokin
At A&H Intermediaries Ltd, our mission is to provide comprehensive accident and health insurance solutions that cater to your unique needs. We believe in protecting what matters most to you and ensuring peace of mind for you and your loved ones.
A&H Intermediaries Ltd, are very well versed in both the wholesale and retail Insurance Broking world: We act as an MGA as well as brokers.
We are brokers who work with other brokers, managing general agents (MGA’s), managing general underwriters (MGU’s) as well as directly with individual clients. We specialize in specific insurance and reinsurance types and have access to a wide range of A rated global insurers.
A&H Intermediaries Ltd. has an extensive portfolio of products and services, offering a specialist range of services to our clients in the insurance industry. We operate in all geographies and provide for every major industry and business sector as well as niche markets.
We partner with select Lloyd’s brokers, in aiming to achieve excellence in specialist insurance services, in addition to our core accident, health and life insurance offerings to individuals, professionals and businesses on a global level.
Our growth has been shaped by the reliability, knowledge and consistency of our broking skills together with an innovative and creative approach that takes strength from the company’s independence and commitment to bespoke insurance solutions.
Our greatest strength is our people, whose sound comprehension in specialist areas of risk and relationships in international insurance and reinsurance markets is exceptional, enabling us to support a worldwide client base.
Our unique skills further enhance our tenacious ability to work closely with clients to create products that can meet every type of challenge and risk both in the UK and Internationally.
With over 50 years of experience and wisdom in the insurance industry, our team of experts has the knowledge and skills to guide you through the insurance process. We have helped thousands of clients find the right coverage at the right price.
We offer a wide range of (re)insurance policies and programs designed to protect both individu
With over 50 years of experience and wisdom in the insurance industry, our team of experts has the knowledge and skills to guide you through the insurance process. We have helped thousands of clients find the right coverage at the right price.
We offer a wide range of (re)insurance policies and programs designed to protect both individuals and organizations against the costs of injury, illness and death. These include:
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At A&H Intermediaries Ltd, we believe in providing personalized service to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions to meet them.
We work with a multitude of global insurance carriers and reinsurers to ensure that our clients receive robust, reliable and optimal coverage, balancing protection with cost.
Our team will source and identify specific, effective insurance benefits and pricing to successfully mitigate potential financial losses.
Our team of experts have over 50 years of combined experience in the industry. We are here to answer your questions and guide you through the insurance process.
A&H Intermediaries have partnered with prominent companies dedicated to providing personalized services and sourcing outstanding insurance solutions for our clients. We have specialists in every area of Accident and Health Insurance, including professional retail brokers, such as Luce Broker In Europe.
The A&H Intermediaries Ltd team have been providing exceptional insurance and reinsurance services to our clients for over 50 years. Our people possess
extensive practical knowledge, expertise, with proven track records in Accident and Health Insurance and Reinsurance.
We are:
The A&H Intermediaries Ltd team have been providing exceptional insurance and reinsurance services to our clients for over 50 years. Our people possess
extensive practical knowledge, expertise, with proven track records in Accident and Health Insurance and Reinsurance.
We are:
At A&H Intermediaries Ltd, we truly believe our core values are important and demonstrably meaningful.
Our emphasis is that
core values are not just abstract ideas, but principles that are actively put into practice and can be seen in tangible actions and behaviours.
Authenticity, Tenacity, Truthfulness, Joyfulness, Curiosity, Responsibi
At A&H Intermediaries Ltd, we truly believe our core values are important and demonstrably meaningful.
Our emphasis is that
core values are not just abstract ideas, but principles that are actively put into practice and can be seen in tangible actions and behaviours.
Authenticity, Tenacity, Truthfulness, Joyfulness, Curiosity, Responsibility and Accountability, Fearlessness, Transparency, Loyalty, Honesty and Integrity, are all essential in everything we do. Without exception, we strive to build long-lasting relationships with our clients based on trust and mutual respect.
Our team of dedicated specialists bring deep industry knowledge and creative problem-solving to every client relationship.
We strive to work closely with you to innovatively develop product, understand unique requirements, and strategize growth
ambition and profitability.
Mayfair We Care is an expert team of global health benefits and emergency assistance specialists. They merge world class technology with tried and tested processes and quality standards to make sure its members are taken care of - everywhere and anywhere.
Our experts are adept in crafting bespoke Accident & Health (A&H) insurance policies that provide financial protection for individuals facing unexpected medical expenses or disabilities due to accidents or illnesses. These policies can be written for individuals, families, or employers and often supplement, rather than replace, traditional health insurance. Key aspects include defining coverage details, exclusions, and claims procedures.
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Please reach us at info@ah-intermediaries.com if you cannot find an answer to your question.
An Accident & Health (A&H) insurance intermediary is a company that facilitates the purchase and administration of A&H insurance policies. They act as a link between the insured (the policyholder) and the insurance company. They are either agents or brokers, and their role includes providing information, assisting in the selection of appropriate coverage, and handling claims.
In accident and health insurance, a Managing General Agent (MGA) is a specialized type of insurance intermediary authorized by an insurer to bind coverage, price policies, and handle claims. They act as an extension of the insurer, typically specializing in niche markets or underserved segments.
Below is a more detailed explanation:
Key Functions of an MGA:
Why Insurers Use MGAs:
In essence, an MGA acts as a bridge between insurers and their target market, offering underwriting authority, expertise, and operational efficiency in specific areas of insurance.
In accident and health insurance, a Third-Party Claims Administrator (TPA) is a company or entity that handles the administrative and operational aspects of claims processing on behalf of an insurance company. They act as an intermediary, facilitating the claim process between the insurer and the policyholder or claimant, often for tasks like claims adjudication, payment processing, and member communications.
Below is a more detailed explanation:
In essence, TPAs are essential for streamlining the claims process in accident and health insurance, providing a valuable service for both insurance companies and their client
In accident and health insurance, a Managing General Underwriter (MGU) is a specialized type of insurance intermediary authorized by an insurer to underwrite and administer insurance policies, including claims management and other administrative tasks. Unlike traditional agents or brokers, MGUs often have expertise in specific areas of accident and health insurance, allowing them to handle the underwriting process, bind coverage, and even issue policies.
Below is a more detailed breakdown:
In essence, an MGU acts as a bridge between an insurer and the market, providing specialized expertise and streamlining the insurance process for accident and health coverage.
Personal Accident Insurance is a type of insurance that provides financial protection in the event of an accident. It complements regular health insurance by offering specific payouts for certain injuries, accidental death, or disabilities resulting from accidents.
Intergovernmental Organization (IGO) Insurance refers to specialized insurance policies designed to protect the safety and well-being of staff and operations of intergovernmental organizations, which are entities formed through formal agreements between two or more sovereign states. These organizations, like the UN or EU, often operate in diverse and potentially hazardous environments, making specialized insurance crucial for mitigating risks.
Accident and health (A&H) reinsurance is a type of reinsurance that covers risks related to accident and health insurance policies. It's essentially insurance for insurance companies, specifically those providing A&H coverage. Reinsurers help primary insurers manage their financial risks associated with large or catastrophic claims. Here's a more detailed explanation:
What is Reinsurance?
Why is A&H Reinsurance Important?
International Private Medical Insurance (IPMI) is a type of health insurance designed for individuals residing or traveling outside their home country. It provides comprehensive coverage for medical expenses, including inpatient and outpatient care, emergency evacuation, and repatriation. IPMI offers broader benefits than traditional domestic health insurance, often including coverage for pre-existing conditions and chronic illnesses.
Key Benefits: